# Reported Fraudulent Transactions Report The Reported Fraudulent Transactions Report provides an overview of all unique fraudulent transactions that have been reported by cardholders. The report is generated using reported fraud data provided by issuers in the following sources: - Visa TC40 reports - Mastercard SAFE reports Issuers may report transactions as fraud without raising a chargeback. For example, if the fraud amount was low value, or the transaction was authenticated with [3D Secure](https://www.checkout.com/docs/payments/authenticate-payments/3d-secure.md). --- ## Report availability The report is available as: - An hourly report, which includes fraud reported against transactions in the last 183 days - A daily report available at 9:00 PM UTC, which brings through all new fraud records received in the last day See instructions on how to download the report on demand or on a schedule: - [In the Dashboard](https://www.checkout.com/docs/business-operations/retrieve-reports.md#Generate_reports_in_the_Dashboard) - [Using the API](https://www.checkout.com/docs/business-operations/retrieve-reports.md#Retrieve_reports_via_API) - [Using Secure File Transfer Protocol](https://www.checkout.com/docs/business-operations/retrieve-reports.md#Access_reports_via_SFTP) (SFTP) - [Using webhooks](https://www.checkout.com/docs/business-operations/retrieve-reports.md#Receive_reports_using_webhooks) --- ## Report format The report is provided as a CSV file. By default, the file name uses the following format: - API and SFTP – `reported_fraudulent_transactions_{EntityID}_{Start Date: YYYYMMDD}_{End Date:YYYYMMDD}_1.csv` - Dashboard scheduled reports – `{Start Date:YYYY-MM-DD}-{End Date:YYYY-MM-DD}-Reported Fraudulent TransactionsReport-{Client Name}.csv` For SFTP, the report is uploaded in the following folder structure:
`{Entity_name} > reports-{Entity_name} > reported_fraudulent_transactions` --- ## Sample report [Download a sample report](https://www.checkout.com/docs/files/Reported_Fraudulent_Transactions_sample_report.csv) (CSV file). > **Information** > > If you're using Safari, hold the _Option_ key when you download. --- ## Report fields The report includes the following fields in this order: | Field name | Description | | --- | --- | | Entity ID
`string` | The entity's unique identifier, prefixed with `ent_`. | | Action ID
`string` | The financial action's unique identifier, prefixed with `act_`. | | Charge ID
`string` | The charge transaction's unique identifier.
Example – `1234a1b2-3c45-6de7-890f-g12345h6i789` | | Payment ID
`string` | The payment's unique identifier, prefixed with `pay_`. | | Acquirer Reference Number
`string` | The unique 23-digit identifier for the payment provided by the acquirer as it moves through the payment flow between the merchant's bank and the customer’s bank. | | Source Type
`string` | The payment's [source.type](https://api-reference.checkout.com/tag/Payments/#operation/requestAPaymentOrPayout!path=0/source&t=request).
Example – `card` | | Fraud Issue Date
`date-time` | The date and time when the fraud was reported, in UTC.
Standard – ISO 8601 code
Format – `yyyy-mm-ddThh:mm:ss.sss` | | Transaction Date Timestamp
`date-time` | The date and time when the transaction took place, in UTC.
Standard – ISO 8601 code
Format – `yyyy-mm-ddThh:mm:ss.sss` | | Issuer Country ISO 2 Code
`string` | The issuer's country.
Standard – [ISO alpha-2 country code](https://www.checkout.com/docs/developer-resources/testing/codes/country-codes.md)
Example – `US` | | Issuing Bank
`string` | The issuer's name. | | Is 3DS
`boolean` | Indicates whether the transaction was authenticated with 3D Secure. | | 3DS Version
`string` | The 3DS protocol version used for authentication. | | CVV Check
`string` | The result of the [card verification value (CVV)](https://www.checkout.com/docs/payments/authenticate-payments/verify-a-card.md) check. | | AVS Check
`string` | The result of the [Address Verification Service (AVS)](https://www.checkout.com/docs/business-operations/prevent-fraud/verify-customer-addresses.md) check. | | ECI
`string` | The [Electronic Commerce Indicator (ECI)](https://www.checkout.com/docs/developer-resources/codes/eci-values.md) value. | | Fraud Type
`string` | The [fraud code](https://www.checkout.com/docs/developer-resources/codes/scheme-fraud-codes.md) returned by the card scheme. | | Fraud Reason
`string` | The reason the transaction was reported as fraud.
Example – `Card Not Present Fraud` | | Fraud Amount
`number` | The transaction amount identified as fraudulent.

If the issuer generates a TC40 data claim for a transaction that is reported fraudulent over one year after the original transaction date, Visa's Fraud Reporting System (FRS) can no longer include the amount. This value then displays as `0`. | | Fraud Amount USD
`number` | The transaction amount reported as fraudulent, converted to US dollars.

If the issuer generates a TC40 data claim for a transaction that is reported fraudulent over one year after the original transaction date, Visa's Fraud Reporting System (FRS) can no longer include the amount. This value then displays as `0`. | | Currency Symbol
`string` | The payment's currency.
Standard – [ISO 4217 code](https://www.checkout.com/docs/developer-resources/testing/codes/currency-codes.md)
Example – `USD` | | Currency Name
`string` | The payment's currency.
Example – `USD` | | Payment Amount
`number` | The full payment amount. | | Payment Currency Symbol
`string` | The payment's currency.
Example – `USD` | | Payment Amount USD
`number` | The full payment amount, converted to US dollars. | | Billing Descriptor Name
`string` | The merchant's name as displayed on the [billing descriptor](https://www.checkout.com/docs/payments/manage-payments/manage-billing-descriptors.md). | | Acquirer Country ISO 2 Code
`string` | The acquirer's country.
Standard – [ISO alpha-2 country code](https://www.checkout.com/docs/developer-resources/testing/codes/country-codes.md)
Example – `US` | | Payment Type
`string` | The type of payment.
Example – `Credit Cards` | | Customer IP
`string` | The customer's IP address.
Example – `198.51.100.2` | | IP Country ISO 2 Code
`string` | The country of the IP address.
Standard – [ISO alpha-2 country code](https://www.checkout.com/docs/developer-resources/testing/codes/country-codes.md)
Example – `US` | | Merchant Category Code
`string` | The merchant's [merchant category code (MCC)](https://www.checkout.com/docs/developer-resources/testing/codes/merchant-category-codes.md) for this payment.
Standard – ISO 18245 code

Merchants can have multiple MCCs. | | Merchant Category Code Description
`string` | The MCC's description. | | Client Name
`string` | Your name as a Checkout.com client. | | Entity Name
`string` | The entity's name. | | Sub Entity ID
`number` | The sub-entity's unique identifier, prefixed with `ent_`. | | Sub Entity Name
`string` | The sub-entity's name. | | Processing Channel ID
`number` | The [processing channel's](https://www.checkout.com/docs/business-operations/use-the-dashboard/manage-processing-channels.md) unique identifier, prefixed with `pc_`. | | Processing Channel Name
`string` | The processing channel's name. | | Payment Method Name
`string` | The name of the payment method used for the transaction. This can be one of:

- `AMEX`
- `Mastercard`
- `Visa` | | Card Expiry Month
`number` | The card's expiry month.
Format – `M` | | Card Expiry Year
`number` | The card's expiry year.
Format – `YYYY` | | Card Holder Name
`string` | The cardholder's name. | | Customer Email
`string` | The customer's email address. | | Customer Name
`string` | The customer's name. | | BIN
`string` | The card's bank identification number (BIN).
Example – `123456` | | Billing Address Country ISO 2 Code
`string` | The country of the billing address.
Standard – [ISO alpha-2 country code](https://www.checkout.com/docs/developer-resources/testing/codes/country-codes.md)
Example – `US` | | Card Scheme Type
`string` | The type of card, as provided by the card scheme.

This can be one of:

- `CREDIT`
- `DEBIT` | | Card Number
`string` | The card's masked primary account number (PAN).
Example – `123456******7890` | | Transaction Type
`string` | The [type of payment](https://api-reference.checkout.com/tag/Payments/#operation/requestAPaymentOrPayout!path=0/payment_type&t=request).
Example – `Recurring` | | Card Network Token Type
`string` | The type of the card network token. This can be one of:

- `MDES` – Mastercard
- `VTS` – Visa | | Track ID
`string` | The payment's unique tracking identifier.
Example – `ORNETJBUX6UPEKH7QN` |