# Merchant category codes

We use the following four-digit ISO 18245 merchant category codes (MCCs) to classify your business.

| Merchant category code | Description |
| --- | --- |
| `0742` | Veterinary services |
| `0763` | Agricultural co-operatives |
| `0780` | Landscaping and horticultural services |
| `1520` | General contractors – residential & commercial |
| `1711` | Heating, plumbing, and air conditioning contractors |
| `1731` | Electrical contractors |
| `1740` | Masonry, stonework, tile setting, plastering & insulation<br>contractors |
| `1750` | Carpentry contractors |
| `1761` | Roofing, siding, and sheet metal work contractors |
| `1771` | Asphalt, cement, and concrete work contractors |
| `1799` | Special trade contractors (not elsewhere classified) |
| `2741` | Miscellaneous publishing and printing |
| `2791` | Typesetting, plate making, and related services |
| `2842` | Specialty cleaning, polishing, & sanitation preparations |
| `4011` | Freight Railways |
| `4111` | Local passenger transportation |
| `4112` | Passenger railways |
| `4119` | Ambulance services |
| `4121` | Taxicabs and limousines |
| `4131` | Bus lines |
| `4214` | Motor freight carriers and trucking |
| `4215` | Courier services |
| `4225` | Public warehousing and storage |
| `4411` | Steamship and cruise lines |
| `4457` | Boat rentals and leasing |
| `4468` | Marinas, marine service, and supplies |
| `4511` | Airlines and air carriers (not elsewhere classified) |
| `4582` | Airports, flying fields, and airport terminals |
| `4722` | Travel agencies and tour operators |
| `4784` | Toll and bridge fees |
| `4789` | Transportation services (not elsewhere classified) |
| `4812` | Telecommunication equipment and telephone sales |
| `4813` | Key-entry telecom merchants |
| `4814` | Telecommunication services |
| `4816` | Computer network / information services |
| `4821` | Telegraph services |
| `4829` | Money transfer |
| `4899` | Cable, satellite, and other pay television and radio services |
| `4900` | Utilities – electric, gas, heating oil, sanitary, water |
| `5013` | Motor vehicle supplies and new parts |
| `5021` | Office and commercial furniture |
| `5039` | Construction materials (not elsewhere classified) |
| `5044` | Office, photographic, photocopy, and microfilm equipment |
| `5045` | Computers and computer peripheral equipment and services |
| `5046` | Commercial equipment (not elsewhere classified) |
| `5047` | Medical, dental, ophthalmic, and hospital equipment and supplies |
| `5051` | Metal service centers and offices |
| `5065` | Electrical parts and equipment |
| `5072` | Hardware equipment and supplies |
| `5074` | Plumbing and heating equipment and supplies |
| `5085` | Industrial supplies (not elsewhere classified) |
| `5094` | Precious stones, metals, watches, and jewelry |
| `5099` | Durable goods (not elsewhere classified) |
| `5111` | Stationery, office supplies, printing, and writing paper |
| `5122` | Drugs, drug proprietaries, and druggist sundries |
| `5131` | Piece goods, notions, and other dry goods |
| `5137` | Men's, women's, and children's uniforms, and commercial clothing |
| `5139` | Commercial footwear |
| `5169` | Chemicals and allied products (not elsewhere classified) |
| `5172` | Petroleum and petroleum products |
| `5192` | Books, periodicals, and newspapers |
| `5193` | Florist supplies, nursery stock, and flowers |
| `5198` | Paint, varnishes, and supplies |
| `5199` | Nondurable goods (not elsewhere classified) |
| `5200` | Home supply warehouse stores |
| `5211` | Lumber and building materials stores |
| `5231` | Glass, paint, and wallpaper stores |
| `5251` | Hardware stores |
| `5261` | Nurseries and lawn and garden supply stores |
| `5262` | Online marketplaces |
| `5271` | Mobile home dealers |
| `5300` | Wholesale clubs |
| `5309` | Duty free stores |
| `5310` | Discount stores |
| `5311` | Department stores |
| `5331` | Variety stores |
| `5399` | Miscellaneous general merchandise |
| `5411` | Grocery stores and supermarkets |
| `5422` | Freezer and locker meat provisioners |
| `5441` | Candy, nut, and confectionery stores |
| `5451` | Dairy products stores |
| `5462` | Bakeries |
| `5499` | Miscellaneous food stores – convenience stores and specialty markets |
| `5511` | Car and truck dealers (new and used) – sales, service, repairs, parts, and<br>leasing |
| `5521` | Car and truck dealers (used only) – sales, service, repairs, parts, and<br>leasing |
| `5531` | Auto and home supply stores |
| `5532` | Automotive tire stores |
| `5533` | Automotive parts and accessories stores |
| `5541` | Service stations |
| `5542` | Automated fuel dispensers |
| `5551` | Boat dealers |
| `5552` | Electric vehicle charging |
| `5561` | Camper, recreational, and utility trailer dealers |
| `5571` | Motorcycle shops and dealers |
| `5592` | Motor home dealers |
| `5598` | Snowmobile dealers |
| `5599` | Miscellaneous automotive, aircraft, and farm equipment dealers (not<br>elsewhere classified) |
| `5611` | Men's and boys' clothing and accessories stores |
| `5621` | Women's ready-to-wear stores |
| `5631` | Women's accessory and specialty shops |
| `5641` | Children's and infants' wear stores |
| `5651` | Family clothing stores |
| `5655` | Sports and riding apparel stores |
| `5661` | Shoe stores |
| `5681` | Furriers and fur shops |
| `5691` | Men's and women's clothing stores |
| `5697` | Tailors, seamstresses, mending, and alterations |
| `5698` | Wig and toupee stores |
| `5699` | Miscellaneous apparel and accessory shops |
| `5712` | Furniture, home furnishings, and equipment stores, excepting appliances |
| `5713` | Floor covering stores |
| `5714` | Drapery, window covering, and upholstery stores |
| `5718` | Fireplace, fireplace screens, and accessories stores |
| `5719` | Miscellaneous home furnishing specialty stores |
| `5722` | Household appliance stores |
| `5732` | Electronics stores |
| `5733` | Music stores – musical instruments, pianos, and sheet music |
| `5734` | Computer software stores |
| `5735` | Record stores |
| `5811` | Caterers |
| `5812` | Eating places & restaurants |
| `5813` | Drinking places – bars, taverns, nightclubs, cocktail lounges, and<br>discotheques |
| `5814` | Fast food restaurants |
| `5815` | Digital goods – books, movies, music, and NFTs |
| `5816` | Digital goods – games |
| `5817` | Digital goods – software applications (excluding games) |
| `5818` | Digital goods – multi-category |
| `5912` | Drug stores and pharmacies |
| `5921` | Package stores – beer, wine, and liquor |
| `5931` | Used merchandise and secondhand stores |
| `5932` | Antique shops – sales, repairs, and restoration services |
| `5933` | Pawn shops |
| `5935` | Wrecking and salvage yards |
| `5937` | Antique reproductions |
| `5940` | Bicycle shops – sales and service |
| `5941` | Sporting goods stores |
| `5942` | Book stores |
| `5943` | Stationery stores, office and school supply stores |
| `5944` | Jewelry stores, watches, clocks, and silverware stores |
| `5945` | Hobby, toy, and game shops |
| `5946` | Camera and photographic supply stores |
| `5947` | Gift, card, novelty, and souvenir shops |
| `5948` | Luggage and leather goods stores |
| `5949` | Sewing needlework, fabric, and piece goods stores |
| `5950` | Glassware / crystal stores |
| `5960` | Direct marketing – insurance services |
| `5963` | Door-to-door sales |
| `5964` | Direct marketing – catalog merchants |
| `5965` | Direct marketing – combination catalog and retail merchants |
| `5966` | Direct marketing – outbound telemarketing merchants (high-risk MCC) |
| `5967` | Direct marketing – inbound telemarketing merchants (high-risk MCC) |
| `5968` | Direct marketing – continuity/subscription merchants |
| `5969` | Direct marketing – other direct marketers (not elsewhere classified) |
| `5970` | Artists supply and craft shops |
| `5971` | Art dealers and galleries |
| `5972` | Stamp and coin stores |
| `5973` | Religious goods stores |
| `5975` | Hearing aids – sales, service, and supply |
| `5976` | Orthopedic goods – prosthetic devices |
| `5977` | Cosmetic stores |
| `5978` | Typewriters – sales, rentals, & service |
| `5983` | Fuel dealers – fuel oil, wood, coal, liquefied petroleum |
| `5992` | Florists |
| `5993` | Cigar stores and stands |
| `5994` | News dealers and newsstands |
| `5995` | Pet shops, pet foods and supplies stores |
| `5996` | Swimming pools – sales and service |
| `5997` | Electric razor stores |
| `5998` | Tent and awning shops |
| `5999` | Miscellaneous and specialty retail shops |
| `6010` | Financial institutions – manual cash disbursements |
| `6011` | Financial institutions – automated cash disbursements |
| `6012` | Financial institutions merchandise and services |
| `6050` | Quasi cash – customer financial institutions |
| `6051` | Non-financial institutions – foreign currency, money orders, and<br>travelers cheques |
| `6211` | Security brokers / dealers |
| `6300` | Insurance sales, underwriting, and premiums |
| `6513` | Real estate agents and managers – rentals |
| `6532` | Payment transaction – customer financial institution |
| `6533` | Payment transaction – merchant |
| `6536` | MoneySend Intracountry |
| `6537` | MoneySend Intercountry |
| `6538` | MoneySend Funding |
| `6540` | POI Funding Transaction |
| `7011` | Lodging – hotels, motels, resorts, and central reservation services (not<br>elsewhere classified) |
| `7012` | Timeshares |
| `7032` | Sporting and recreational camps |
| `7033` | Trailer parks and campgrounds |
| `7210` | Laundry, cleaning, and garment services |
| `7211` | Laundries – family and commercial |
| `7216` | Dry cleaners |
| `7217` | Carpet and upholstery cleaning |
| `7221` | Photographic studios |
| `7230` | Beauty and barber shops |
| `7251` | Shoe repair shops, shoe shine parlors, and hat cleaning shops |
| `7261` | Funeral service and crematories |
| `7273` | Dating services |
| `7276` | Tax preparation services |
| `7277` | Counseling services – debt, marriage, and personal |
| `7278` | Buying and shopping services and clubs |
| `7296` | Clothing rental – costumes, uniforms, and formal wear |
| `7297` | Massage parlors |
| `7298` | Health and beauty spas |
| `7299` | Miscellaneous personal services (not elsewhere classified) |
| `7311` | Advertising services |
| `7321` | Consumer credit reporting agencies |
| `7333` | Commercial photography, art, and graphics |
| `7338` | Quick copy, reproduction, and blueprinting services |
| `7339` | Stenographic and secretarial support |
| `7342` | Exterminating and disinfecting services |
| `7349` | Cleaning, maintenance, and janitorial services |
| `7361` | Employment agencies and temporary help services |
| `7372` | Computer programming, data processing, and integrated systems design<br>services |
| `7375` | Information retrieval services |
| `7379` | Computer maintenance, repair, and services (not elsewhere classified) |
| `7392` | Management, consulting, and public relations services |
| `7393` | Detective agencies, protective services, and security services |
| `7394` | Equipment, tool, furniture, and appliance rental and leasing |
| `7395` | Photofinishing laboratories and photo developing |
| `7399` | Business services (not elsewhere classified) |
| `7512` | Automobile rental agency |
| `7513` | Truck and utility trailer rentals |
| `7519` | Motor home and recreational vehicle rentals |
| `7523` | Parking lots and garages |
| `7531` | Automotive body repair shops |
| `7534` | Tire retreading and repair shops |
| `7535` | Automotive paint shops |
| `7538` | Automotive service shops (non-dealer) |
| `7542` | Car washes |
| `7549` | Towing services |
| `7622` | Electronics repair shops |
| `7623` | Air conditioning and refrigeration repair shops |
| `7629` | Electrical and small appliance repair shops |
| `7631` | Watch, clock, and jewelry repair |
| `7641` | Furniture – reupholstery, repair, and refinishing |
| `7692` | Welding services |
| `7699` | Miscellaneous repair shops and related services |
| `7800` | Government-owned lotteries (US only) |
| `7801` | Internet gambling (US only) |
| `7802` | Government-licensed horse/dog racing (US only) |
| `7829` | Motion picture and video tape production and distribution |
| `7832` | Motion picture theaters |
| `7841` | Video tape rental stores |
| `7911` | Dance halls, studios, and schools |
| `7922` | Theatrical producers and ticket agencies |
| `7929` | Bands, orchestras, and miscellaneous entertainers (not elsewhere<br>classified) |
| `7932` | Billiard and pool establishments |
| `7933` | Bowling alleys |
| `7941` | Commercial sports, professional sports clubs, athletic fields, and<br>sports promoters |
| `7991` | Tourist attractions and exhibits |
| `7992` | Public golf courses |
| `7993` | Video amusement game supplies |
| `7994` | Video game arcades / establishments |
| `7995` | Betting, including lottery tickets, casino gaming chips, off-track<br>betting, and wagers at race tracks |
| `7996` | Amusement parks, circuses, carnivals, and fortune tellers |
| `7997` | Membership clubs, country clubs, and private golf courses |
| `7998` | Aquariums, dolphinariums, zoos, and seaquariums |
| `7999` | Recreation services (not elsewhere classified) |
| `8011` | Doctors and physicians (not elsewhere classified) |
| `8021` | Dentists and orthodontists |
| `8031` | Osteopaths |
| `8041` | Chiropractors |
| `8042` | Optometrists and ophthalmologists |
| `8043` | Opticians, optical goods, and eyeglasses |
| `8049` | Podiatrists and chiropodists |
| `8050` | Nursing and personal care facilities |
| `8062` | Hospitals |
| `8071` | Medical and dental laboratories |
| `8099` | Medical services and health practitioners (not elsewhere classified) |
| `8111` | Legal services and attorneys |
| `8211` | Elementary and secondary schools |
| `8220` | Colleges, universities, professional schools, and junior colleges |
| `8241` | Correspondence schools |
| `8244` | Business and secretarial schools |
| `8249` | Vocational and trade schools |
| `8299` | Schools and educational services (not elsewhere classified) |
| `8351` | Child care services |
| `8398` | Charitable and social service organizations |
| `8641` | Civic, social, and fraternal associations |
| `8651` | Political organizations |
| `8661` | Religious organizations |
| `8675` | Automobile associations |
| `8699` | Membership organizations (not elsewhere classified) |
| `8734` | Testing laboratories (non-medical testing) |
| `8911` | Architectural, engineering, and surveying services |
| `8931` | Accounting, auditing, and bookkeeping services |
| `8999` | Professional services (not elsewhere classified) |
| `9211` | Court costs, including alimony and child support |
| `9222` | Fines |
| `9223` | Bail and bond payments |
| `9311` | Tax payments |
| `9399` | Government services (not elsewhere classified) |
| `9402` | Postal services – government only |
| `9405` | US federal government agencies or departments |
| `9406` | Government-owned lotteries (non-US) |
| `9950` | Intra-company purchases |