# Issuer reversal processed

This [Issuing](https://www.checkout.com/docs/card-issuing.md) event occurs when you automatically release funds held after an approved authorization when:

- An authorization was not entirely cleared within seven days of its approval.
- A pre-authorization was not entirely cleared within 30 days of its approval.
- A final presentment partially covers the corresponding approved authorizations.
- The cost of dispensed fuel from an Automated Fuel Dispenser (AFD) is lower than the initial authorization amount.

## Example webhook

```json
{
  "id": "evt_az5sblvku4ge3dwpztvyizgcau",
  "type": "issuer_reversal_processed",
  "version": "2.0.0",
  "created_on": "2023-01-01T01:10:20Z",
  "data": {
    "id": "msg_aayaps43eoaweagmyhzomsfada",
    "card": {
      "id": "crd_fa6psq242dcd6fdn5gifcq1491",
      "scheme" : "mastercard"
    },
    "cardholder": {
      "id": "crh_womojajwx5yejgrfq6w3r6o4jq"
    },
    "entity": {
      "id": "ent_rq7e57ev66eetnqpzghnv7qr6a"
    },
    "client": {
      "id": "cli_z3uyqigl2kpefndc4zxmjlymju"
    },
    "initiator": "issuer",
    "digital_card_id": "dcr_fa6psq242dcd6fdn5gifcq1491",
    "transaction_id": "trx_y3oqhf46pyzuxjbcn2giaqnb44",
    "reversal_billing_amount": 100,
    "reversal_billing_currency": "GBP",
    "transmission_date_time": "2023-01-01T01:10:15Z"
  }
}
```
---

## Webhook fields

| Field name | Description |
| --- | --- |
| `id`<br>`string` | The transaction message's unique identifier, prefixed with `msg_`. |
| `card`<br>`object` | The card details. <br><br>See the [Card](#Card_object) object. |
| `cardholder`<br>`object` | The cardholder's details.<br>See the [Cardholder](#Cardholder_object) object. |
| `entity`<br>`object` | The entity's details. See the [Entity](#Entity_object) object. |
| `client`<br>`object` | Your details as a Checkout.com client. See the [Client](#Client_object) object. |
| `initiator`<br>`string`<br>`optional` | The party who initiated the message. <br><br>This value is always `issuer`. |
| `digital_card_id`<br>`string`<br>`optional` | The digital card's unique identifier, prefixed with `dcr_`. |
| `transaction_id`<br>`string` | The transaction's unique identifier, which links together all related authorization, reversal, and clearing messages. This is prefixed with `trx_`. |
| `reversal_billing_amount`<br>`uint64` | The reversal's billing amount, in [minor currency units](https://www.checkout.com/docs/payments/accept-payments/format-the-amount-value.md). If currency conversion is required, this is based on [Mastercard rates](https://www.mastercard.com/global/en/personal/get-support/convert-currency.html). |
| `reversal_billing_currency`<br>`string` | The currency in which you bill the cardholder. <br>Standard – [ISO 4217 code](https://www.checkout.com/docs/developer-resources/testing/codes/currency-codes.md) <br>Example – `USD` |
| `transmission_date_time`<br>`string` | The date and time when the message entered the scheme network, in UTC. <br>Standard – ISO 8601 code <br>Format – `yyyy-mm-ddThh:mm:ss.sss` |

## Card object

| Field name | Description |
| --- | --- |
| `id`<br>`string` | The card's unique identifier, prefixed with `crd`. |
| `scheme`<br>`string` | The card scheme that processed the payment. <br><br>This can be one of:<br><br>- `mastercard`<br>- `visa` |

### Cardholder object

| Field name | Description |
| --- | --- |
| `id`<br>`string` | The cardholder's unique identifier, prefixed with `crh_`. |

### Entity object

| Field name | Description |
| --- | --- |
| `id`<br>`string` | The entity's unique identifier, prefixed with `ent_`. |

### Client object

| Field name | Description |
| --- | --- |
| `id`<br>`string` | Your unique identifier as a Checkout.com client, prefixed with `cli_`. |