# Funds management

Your Checkout Business Account enables you to store and manage funds across our product suite. It offers:

- Real-time visibility into your cash flow
- Multi-currency support for global payments
- Adding funds on demand
- Flexible account structure to segregate funds for operational needs

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## How it works

Each entity has a Checkout Business Account, that enables you to collect funds from the payments you accept with us. You can then use those funds across our product ecosystem.

Your Checkout Business Account can hold one or multiple [sub-accounts](https://www.checkout.com/docs/funds-management/manage-funds.md). Each sub-account stores funds in a specific currency.

When you process payments with Checkout.com, funds are debited or credited to your sub-accounts. Alternatively, you can [add funds](https://www.checkout.com/docs/funds-management/move-funds/add-funds.md) to your sub-account for payouts.

For example, if your business operates under different brands in the UK and France, you can create separate entities to keep each brand's funds separate. Depending on the currencies you accept in each region, you can create sub-accounts to hold the required funds.

![Flowchart representing the structure of Checkout Business Account with sub-accounts](https://www.checkout.com/docs/Checkout Business Account/Checkout_Business_Account.png)

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## Related topics

- [Manage funds](https://www.checkout.com/docs/funds-management/manage-funds.md): Learn more about using sub-accounts to hold and manage your funds.
- [Receive settlements](https://www.checkout.com/docs/funds-management/receive-settlements.md): Find out how settlements work, when your funds become available, and how often you can receive payouts.
- [Access funds](https://www.checkout.com/docs/funds-management/access-funds.md): Learn how to accelerate your payouts to access your funds faster.
- [Move funds](https://www.checkout.com/docs/funds-management/move-funds.md): Move funds into, out of, and between your sub-accounts, and transfer them to a verified stablecoin wallet.
- [Reconcile with Checkout.com](https://www.checkout.com/docs/funds-management/reconcile-with-checkout-com.md): Reconcile your settlements, financial actions, balances, and invoices with Checkout.com.
- [Retrieve financial reports](https://www.checkout.com/docs/funds-management/retrieve-financial-reports.md): Retrieve financial reports to reconcile and understand the movement of funds.
- [Spend funds](https://www.checkout.com/docs/funds-management/spend-funds.md): Learn how to spend funds from your Checkout Business Account.