# Transfer funds to wallets

You can transfer funds that are [ready for settlement](https://www.checkout.com/docs/funds-management/receive-settlements.md#available-funds) to a verified stablecoin wallet in `USDC` on demand in the Dashboard.
This gives you access to your acquiring revenue at any time, including weekends and non-business days. Transfers usually complete within 15 minutes.

Wallet transfers are independent of the time zones, schedules, settlement speed, and banking cut-off times that apply to bank settlements.
You can transfer any amount in your [_Available_](https://www.checkout.com/docs/funds-management/manage-funds/balances.md#Available_balance) balance, up to a maximum of 3,000,000 `USD` per transfer.

> **Note**
>
> Stablecoin payouts (including the transfer of funds to stablecoin wallets) are subject to the independent terms and conditions of Fireblocks, our authorized third-party service provider. Fireblocks provides all digital asset services, including the conversion of fiat to stablecoin and blockchain transmission. Checkout.com is not licensed to carry out these services.

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## How it works

1. Add a wallet as a payment instrument for your entity. Checkout.com reviews and verifies the wallet.
2. Transfer funds from your _Available_ balance to the verified wallet.

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## Verify a wallet

To add a stablecoin wallet to your account, you must be both of the following:

- An [authorized or delegated signatory](https://support.checkout.com/hc/en-us/articles/19724483783186) for the relevant entity
- A Dashboard user with the Admin role or a custom role with the `Change bank account details and balance minimums, and add stablecoin wallets` permission

1. Sign in to the [Dashboard](https://dashboard.checkout.com).
2. Go to _Business account_ > _Settings_ > _Payment instruments_.
3. Select _Add payment instrument_, and then select _Blockchain wallet address_.
4. Provide the following details:
    - _Custody and asset type_ – Select whether the wallet is self-hosted or custodial, and select `USDC` as the stablecoin you want to receive. `USDC` is the only supported stablecoin.
    - _Chain and wallet address_ – Select the network, for example Ethereum or Polygon, and paste the wallet's public key, prefixed by `0x`.
    - _Travel Rule information_ – Provide the beneficiary's legal name, street address, and country. Also provide your relationship to the beneficiary and the purpose of the payment.
5. Select _Submit for verification_.

The wallet appears on the _Payment instruments_ page with `Pending` status during Checkout.com's review.

### Wallet verification steps

After you submit a wallet, it goes through a three-step compliance and technical review:

1. Initial review – We perform preliminary anti-money laundering (AML) and anti-terrorist financing (ATF) screening. This takes up to two business days.
2. Micro-test transaction – You complete a small test transfer in the Dashboard to confirm connectivity to the wallet.
3. Final verification – We run a final security check, which takes up to 24 hours.

We contact you if we need more information.

When verification is complete, the wallet's status changes to `Verified` and it's stored as an active payment instrument you can transfer funds to.

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## Transfer to a wallet

To transfer funds to a stablecoin wallet, you must have one of the following user roles:

- Admin
- A custom role with the `Execute wallet transfers` permission

### Transfer funds

1. Sign in to the [Dashboard](https://dashboard.checkout.com).
2. Go to _Business account_ > _Balances_ or _Overview_, and then select _Withdraw_.
3. Select the source sub-account you want to transfer funds from.
4. Select _Available balance_.
5. Select the verified wallet you want to transfer funds to.
6. Review the exchange rate, network fees, and net receive amount, and then select _Confirm withdrawal_.

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## Manage wallets

To update a wallet's details or remove a wallet from your account, contact your account manager or [request support](https://dashboard.checkout.com/support/new?topic=case_configuration_change&issue=case_configuration_issue_operational_change_request).

To see an overview of transfers to a wallet, use any of the following:

- The _Transfers_ page in the Dashboard, under _Business account_
- Your wallet history with your wallet provider
- The [Financial Actions by Date Range Report](https://www.checkout.com/docs/funds-management/retrieve-financial-reports/balance-reports/financial-actions-by-date-range-report.md)