# Fee Summary Report The Fee Summary Report lists all fees and taxes charged to your Checkout.com account within a specified time frame, including card scheme, interchange, and Checkout.com fees. This helps you understand and validate your cost-of-sale and cost drivers to identify savings opportunities. You can generate this report at: - Client level – For all entities in your Checkout.com account - Entity level – For a specific entity --- ## Report format The report is provided as a CSV file. By default, the file name uses the following format: - Client level – `{Start date}-{End Date}-Fee SummaryReport-{ClientName}.csv` - Entity level – `{Start date}-{End Date}-Fee SummaryReport-{EntityName}.csv` --- ## Report availability This report is only available in the Dashboard, not using the API or Secure File Transfer Protocol (SFTP).
The report data is refreshed approximately every 60 minutes. See instructions on how to download it on demand or on schedule [in the Dashboard](https://www.checkout.com/docs/business-operations/retrieve-reports.md#Generate_reports_in_the_Dashboard). --- ## Sample report [Download a sample report](https://www.checkout.com/docs/files/Sample_Fee_Summary_Report.csv) (CSV file). > **Information** > > If using Safari, hold down the _Option_ key when selecting the download link. --- ## Report fields The report includes the following fields in this order: > **Information** > > Sub-accounts are referred to as currency accounts in the report. | Field name | Description | | --- | --- | | Reporting Start Date

`date-time` | The start date of the reporting period, in UTC.
Standard – ISO 8601 code
Format – `YYYY-MM-DDTHH:MM:SS.SSS` | | Reporting End Date

`date-time` | The end date of the reporting period, in UTC.
Standard – ISO 8601 code
Format – `YYYY-MM-DDTHH:MM:SS.SSS` | | Entity ID

`string` | The unique identifier for the entity the fee was charged to, prefixed with `ent_`. | | Entity Name

`string` | The name of the entity the fee was charged to. | | Processing Channel ID

`string` | The [processing channel's](https://www.checkout.com/docs/business-operations/use-the-dashboard/manage-processing-channels.md) unique identifier, prefixed with `pc_`. | | Processing Channel Name

`string` | The processing channel's name. | | Currency Account ID

`string` | The unique identifier for the sub-account where the balance changed, prefixed with `ca_`. | | Currency Account Name

`string` | The name of the sub-account that the payment action amount was charged to. | | Action Type

`string` | The [type of financial action](https://www.checkout.com/docs/funds-management/retrieve-financial-reports/breakdown-types.md#Payouts_and_adjustments) that the fee was charged for.

Example – `Capture` | | Payment Method

`string` | The [payment method](https://www.checkout.com/docs/payments/add-payment-methods.md) used for the financial action. | | Card Type

`string` | The type of card used for the transaction. This can be one of:

- `Credit`
- `Debit` | | Card Category

`string` | The card category used for the transaction. This can be one of:

- `Commercial`
- `Consumer` | | Card Product Type

`string` | The type of card product used for the transaction. This influences the interchange fee charged, because card products have different fee structures based on features and issuer agreements.

Examples – `Platinum Credit Card`, `Gold Debit Card` | | Issuer Country

`string` | The country where the card was issued.
Standard – [ISO alpha-2 country code](https://www.checkout.com/docs/developer-resources/codes/country-codes.md).
Example – `US` | | Entity Country

`string` | The country where the entity is located.
Standard – [ISO alpha-2 country code](https://www.checkout.com/docs/developer-resources/codes/country-codes.md).
Example – `US` | | Region

`string` | The region where the transaction took place. This can be one of:

- `Domestic`
- `International`
- `Intra`
- `IntraEEA`
- `IntraEuropean_SEPA` | | Processing Currency

`string` | The currency in which the financial action was processed.
Standard – [ISO 4217 code](https://www.checkout.com/docs/developer-resources/testing/codes/currency-codes.md)
Example – `USD`

Variable fees use the transaction's processing currency. For example, a 0.1% premium variable fee charged for a EUR transaction and a USD transaction has two entries: one line for EUR processing and one for USD processing. | | Breakdown Type

`string` | A description of the [type of fee](https://www.checkout.com/docs/funds-management/retrieve-financial-reports/breakdown-types.md).

Example – `Gateway fixed fee` | | Fee Detail

`string`
`optional` | The specific type of card scheme or interchange fee charged.

Example – `VISA ACQUIRER CLEARING FEE`

**Predictive Interchange** `Beta`

With the Predictive Interchange feature, this field enables you to [confirm your reduced Level 2 or Level 3 interchange fees](https://www.checkout.com/docs/payments/manage-payments/enhanced-scheme-data/submit-level-2-or-level-3-data.md#Confirm_reduced_interchange_rates_).
This field then has a specific suffix per card scheme:

Mastercard:
- `Data II` – For example, `MC US DOMESTIC COMMERCIAL`
- `Data III` – For example, `CREDIT - WORLD ELITE - DATA II`

Visa:
- `Level 2` – For example, `VISA US DOMESTIC COMMERCIAL`
- `Level 3` – For example, `CREDIT - PURCHASING - LEVEL 3` | | Fixed Fee

`decimal`
`optional` | A pre-determined fee charged per transaction, regardless of the transaction's size or amount.

Example – A gateway fixed fee of 0.10 `USD` | | Fee Currency

`string`
`optional` | The original currency in which the card scheme fee or interchange fee was charged.
Standard – [ISO 4217 code](https://www.checkout.com/docs/developer-resources/testing/codes/currency-codes.md)
Example – `USD`

This may be different from the processing currency. | | Variable Fee Rate

`float`
`optional` | The percentage rate charged on the transaction amount, as a decimal.

Example – A 0.1% premium variable fee is expressed as `0.001`. | | Minimum Variable Fee

`decimal`
`optional` | The smallest amount charged as a variable fee, regardless of the calculated percentage. | | Maximum Variable Fee

`decimal`
`optional` | The largest amount charged as a variable fee, which caps the calculated percentage. | | Count

`string` | The number of times the fee was charged.

This is not the transaction count. Multiple different types of card scheme fees may be charged for the same transaction. | | Fee Amount in Processing Currency

`decimal` | The total amount of the fee charged (including fixed and variable components) for all transactions in the reporting period. | | Holding Currency

`string` | The currency a balance is held in and paid out in.
Standard – [ISO 4217 code](https://www.checkout.com/docs/developer-resources/testing/codes/currency-codes.md)
Example – `USD`

Fees are deducted from settlements in this currency. | | Fee Amount in Holding Currency

`decimal` | The total fee amount converted from the processing currency to the entity's holding currency, if applicable.

If the holding currency matches the processing currency, the fee amount is the same in both currencies.

The FX rate used for conversions is not included in this report, because it can vary for each fee charged.
For a comprehensive breakdown of currency conversions, FX rates, and how they are applied, see the [Financial Actions by Date Range Report](https://www.checkout.com/docs/funds-management/retrieve-financial-reports/balance-reports/financial-actions-by-date-range-report.md). | | Tax Rate

`float` | The rate of tax applied to the fees, expressed as a decimal value.

Example – 20% is expressed as `0.2`. | | Tax Amount in Holding Currency

`decimal` | The total amount of tax charged on the fees, calculated and expressed in the holding currency. | | Total Amount in Holding Currency

`decimal` | The sum of the fee amount and tax amount, expressed in the holding currency.
This is the total amount charged to the entity for the reporting period. | | Tax Reimbursement Surcharge

`float`
`optional` | The tax surcharge on scheme fees, expressed as a decimal value.

Example – A 20% surcharge is expressed as `0.2`. |