# stc pay

> **Information**
>
> stc pay is available for Flow. Flow enables you to [accept payments on your website](https://www.checkout.com/docs/payments/accept-payments/accept-a-payment-on-your-website.md) using Checkout.com's global network of payment methods with a single integration.

stc pay enables customers to transfer funds, add funds to a digital wallet, and make payments on ecommerce websites.

> **Information**
>
> To enable stc pay payments on your account, contact your account manager or [request support](https://dashboard.checkout.com/support/new?topic=case_account_management_and_access&issue=issue_account_changes).

|  |  |
| --- | --- |
| Model | Gateway |
| Payment flow | Direct |
| Payment method type | Digital wallet |
| Auto-capture payment | ✓ |
| Authorization | ✗ |
| Capture | ✗ |
| Refund | ✓ |
| Partial refund | ✓ |
| Chargeback | ✗ |
| Recurring payment | ✗ |

---

## Webhooks

You may receive the following [webhooks](https://www.checkout.com/docs/developer-resources/event-notifications/receive-webhooks/manage-webhooks-using-the-api.md) when using stc pay:

| Webhook | Description |
| --- | --- |
| `payment_pending` | Occurs when an asynchronous payment request was successfully initiated. |
| `payment_captured` | Occurs when a capture is successful. |
| `payment_capture_declined` | Occurs when a capture is declined. |
| `payment_refunded` | Occurs when a full or partial refund is successful. |
| `payment_refund_declined` | Occurs when a refund is declined. |

For more information, see [Event types](https://www.checkout.com/docs/developer-resources/event-notifications/event-types.md).

---

## Available for

- [Web](https://www.checkout.com/docs/payments/add-payment-methods/stc-pay/web.md): Accept stc pay payments on your website with Flow, our pre-built, customizable payment user interface.
- [Mobile app](https://www.checkout.com/docs/payments/add-payment-methods/stc-pay/mobile-app.md): Accept stc pay payments on your app with Flow for mobile, our pre-built, customizable payment user interface.
- [Payment Setup API](https://www.checkout.com/docs/payments/add-payment-methods/stc-pay/payment-setup-api.md): Build your own UI and integrate with our Payment Setup API to process stc pay payments.
- [Unified Payments API](https://www.checkout.com/docs/payments/add-payment-methods/stc-pay/unified-payments-api.md): Build your own UI and integrate with our API to process stc pay payments.