# Tamara

> **Information**
>
> Tamara is available for Flow. Flow enables you to [accept payments on your website](https://www.checkout.com/docs/payments/accept-payments/accept-a-payment-on-your-website.md) using Checkout.com's global network of payment methods with a single integration.

Tamara enables customers to perform secure online payments in the United Arab Emirates (UAE) and Saudi Arabia.

> **Information**
>
> To enable Tamara payments on your account, contact your account manager or [request support](https://dashboard.checkout.com/support/new?topic=case_account_management_and_access&issue=issue_account_changes).

Tamara offers two payment types:

- Split in X – Enables your customers to split the purchase amount over multiple payments over time.
- Pay in full – Enables your customers to pay for the full purchase amount in a single payment.
- Pay next month – Enables your customers to pay the full purchase amount 30 days later.

The availability of these payment types varies depending on the:

 - Transaction amount
 - Risk assessment that Tamara runs for credit eligibility

|  |  |
| --- | --- |
| Model | Collecting/Gateway |
| Payment flow | Redirect |
| Payment method types | - Pay Now<br>- Buy Now Pay Later |
| Auto-capture payment | ✓ |
| Capture | ✗ |
| Refund | ✓ |
| Partial refund | ✓ |
| Return | ✗ |
| Recurring payment | ✗ |

---

## Webhooks

When using Tamara, you may receive the following webhooks.

| Webhook | Description |
| --- | --- |
| `payment_capture_pending` | Occurs when the payment request is accepted by the payment provider (Tamara). |
| `payment_captured` | Occurs when the payment is successfully captured. |
| `payment_declined` | Occurs when the payment request is rejected. |
| `payment_expired` | Occurs when the payment expires or is canceled by the customer (usually after 30 minutes). |
| `payment_pending` | Occurs when the payment request is successfully initiated and accepted by Checkout.com. |
| `payment_refund_declined` | Occurs when the refund is declined. |
| `payment_refund_pending` | Occurs when the refund request is successfully initiated. |
| `payment_refunded` | Occurs when the payment is fully or partially refunded. |

---

## Available for

- [Web](https://www.checkout.com/docs/payments/add-payment-methods/tamara/web.md): Accept Tamara payments on your website with Flow, our pre-built, customizable payment user interface.
- [Mobile app](https://www.checkout.com/docs/payments/add-payment-methods/tamara/mobile-app.md): Accept Tamara payments on your app with Flow for mobile, our pre-built, customizable payment user interface.
- [Payment Setup API](https://www.checkout.com/docs/payments/add-payment-methods/tamara/payment-setup-api.md): Build your own UI and integrate with our Payment Setup API to process Tamara payments.
- [Unified Payments API](https://www.checkout.com/docs/payments/add-payment-methods/tamara/unified-payments-api.md): Build your own UI and integrate with our API to process Tamara payments.